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    The Newcomes

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    by his stout old uncle.

      In due time the Gazette announced that Thomas Newcome, Esq., was returned

      as one of the Members of Parliament for the borough of Newcome; and after

      triumphant dinners, speeches, and rejoicings, the Member came back to his

      family in London, and to his affairs in that city.

      The good Colonel appeared to be by no means elated by his victory. He

      would not allow that he was wrong in engaging in that family war, of

      which we have just seen the issue; though it may be that his secret

      remorse on this account in part occasioned his disquiet. But there were

      other reasons, which his family not long afterwards came to understand,

      for the gloom and low spirits which now oppressed the head of their home.

      It was observed (that is, if simple little Rosey took the trouble to

      observe) that the entertainments at the Colonel's mansion were more

      frequent and splendid even than before; the silver cocoa-nut tree was

      constantly in requisition, and around it were assembled many new guests,

      who had not formerly been used to sit under those branches. Mr. Sherrick

      and his wife appeared at those parties, at which the proprietor of Lady

      Whittlesea's Chapel made himself perfectly familiar. Sherrick cut jokes

      with the master of the house, which the latter received with a very grave

      acquiescence; he ordered the servants about, addressing the butler as

      "Old Corkscrew," and bidding the footman, whom he loved to call by his

      Christian name, to "look alive." He called the Colonel "Newcome"

      sometimes, and facetiously speculated upon the degree of relationship

      subsisting between them now that his daughter was married to Clive's

      uncle, the Colonel's brother-in-law. Though I dare say Clive did not much

      relish receiving news of his aunt, Sherrick was sure to bring such

      intelligence when it reached him; and announced, in due time, the birth

      of a little cousin at Boggley Wollah, whom the fond parents designed to

      name "Thomas Newcome Honeyman."

      A dreadful panic and ghastly terror seized poor Clive on occasion which

      he described to me afterwards. Going out from home one day with his

      father, he beheld a wine-merchant's cart, from which hampers were carried

      down the area gate into the lower regions of Colonel Newcome's house.

      "Sherrick and Co., Wine Merchants, Walpole Street," was painted upon the

      vehicle.

      "Good heavens! sir, do you get your wine from him?" Clive cried out to

      his father, remembering Honeyman's provisions in early times. The

      Colonel, looking very gloomy and turning red, said, "Yes, he bought wine

      from Sherrick, who had been very good-natured and serviceable; and who--

      and who, you know, is our connexion now." When informed of the

      circumstance by Clive, I too, as I confess, thought the incident

      alarming.

      Then Clive, with a laugh, told me of a grand battle which had taken place

      in consequence of Mrs. Mackenzie's behaviour to the wine-merchant's wife.

      The Campaigner had treated this very kind and harmless, but vulgar woman,

      with extreme hauteur--had talked loud during her singing--the beauty of

      which, to say truth, time had considerably impaired--had made

      contemptuous observations regarding her upon more than one occasion. At

      length the Colonel broke out in great wrath against Mrs. Mackenzie--bade

      her to respect that lady as one of his guests--and, if she did not like

      the company which assembled at his house, hinted to her that there were

      many thousand other houses in London where she could find a lodging. For

      the sake of her grandchild, and her adored child, the Campaigner took no

      notice of this hint; and declined to remove from the quarter which she

      had occupied ever since she had become a grandmamma.

      I myself dined once or twice with my old friends, under the shadow of the

      pickle-bearing cocoa-nut tree; and could not but remark a change of

      personages in the society assembled. The manager of the City branch of

      the B. B. C. was always present--an ominous-looking man, whose whispers

      and compliments seemed to make poor Clive, at his end of the table, very

      melancholy. With the City manager came the City manager's friends, whose

      jokes passed gaily round, and who kept the conversation to themselves.

      Once I had the happiness to meet Mr. Ratray, who had returned, filled

      with rupees from the Indian Bank; who told us many anecdotes of the

      splendour of Rummun Loll at Calcutta, who complimented the Colonel on his

      fine house and grand dinners with sinister good-humour. Those compliments

      did not seem to please our poor friend; that familiarity choked him. A

      brisk little chattering attorney, very intimate with Sherrick, with a

      wife of dubious gentility, was another constant guest. He enlivened the

      table by his jokes, and recounted choice stories about the aristocracy,

      with certain members of whom the little man seemed very familiar. He knew

      to a shilling how much this lord owed--and how much the creditors allowed

      to that marquis. He had been concerned with such and such a nobleman, who

      was now in the Queen's Bench. He spoke of their lordships affably and

      without their titles--calling upon "Louisa, my dear," his wife, to

      testify to the day when Viscount Tagrag dined with them, and Earl

      Bareacres sent them the pheasants. F. B., as sombre and downcast as his

      hosts now seemed to be, informed me demurely that the attorney was a

      member of one of the most eminent firms in the City--that he had been

      engaged in procuring the Colonel's parliamentary title for him--and in

      various important matters appertaining to the B. B. C.; but my knowledge

      of the world and the law was sufficient to make me aware that this

      gentleman belonged to a well-known firm of money-lending solicitors, and

      I trembled to see such a person in the home of our good Colonel. Where

      were the generals and the judges? Where were the fogies and their

      respectable ladies? Stupid they were, and dull their company; but better

      a stalled ox in their society, than Mr. Campion's jokes over Mr.

      Sherrick's wines.

      After the little rebuke administered by Colonel Newcome, Mrs. Mackenzie

      abstained from overt hostilities against any guests of her daughter's

      father-in-law; and contented herself by assuming grand and princess-like

      airs in the company of the new ladies. They flattered her and poor little

      Rosa intensely. The latter liked their company, no doubt. To a man of the

      world looking on, who has seen the men and morals of many cities, it was

      curious, almost pathetic, to watch that poor little innocent creature

      fresh and smiling, attired in bright colours and a thousand gewgaws,

      simpering in the midst of these darkling people--practising her little

      arts and coquetries, with such a court round about her. An unconscious

      little maid, with rich and rare gems sparkling on all her fingers, and

      bright gold rings as many as belonged to the late Old Woman of Banbury

      Cross--still she smiled and prattled innocently before these banditti--I

      thought of Zerlina and the Brigands, in Fra Diavolo.

      Walking away with F. B. from one of these parties of the Colonel's, and

      seriously alarmed at what I had observed th
    ere, I demanded of Bayham

      whether my conjectures were not correct, that some misfortune overhung

      our old friend's house? At first Bayham denied stoutly or pretended

      ignorance; but at length, having reached the Haunt together, which I had

      not visited since I was a married man, we entered that place of

      entertainment, and were greeted by its old landlady and waitress, and

      accommodated with a quiet parlour. And here F. B., after groaning and

      sighing--after solacing himself with a prodigious quantity of bitter

      beer--fairly burst out, and, with tears in his eyes, made a full and sad

      confession respecting this unlucky Bundelcund Banking Company. The shares

      had been going lower and lower, so that there was no sale now for them at

      all. To meet the liabilities, the directors must have undergone the

      greatest sacrifices. He did know--he did not like to think what the

      Colonel's personal losses were. The respectable solicitors of the Company

      had retired, long since, after having secured payment of a most

      respectable bill; and had given place to the firm of dubious law-agents

      of whom I had that evening seen a partner. How the retiring partners from

      India had been allowed to withdraw, and to bring fortunes along with

      them, was a mystery to Mr. Frederick Bayham. The great Indian

      millionnaire was in his, F. B.'s eyes, "a confounded mahogany-coloured

      heathen humbug." These fine parties which the Colonel was giving, and

      that fine carriage which was always flaunting about the Park with poor

      Mrs. Clive and the Campaigner, and the nurse and the baby, were, in F.

      B.'s opinion, all decoys and shams. He did not mean to say that the meals

      were not paid, and that the Colonel had to plunder for his horses' corn;

      but he knew that Sherrick, and the attorney, and the manager, insisted

      upon the necessity of giving these parties, and keeping up this state and

      grandeur, and opined that it was at the special instance of these

      advisers that the Colonel had contested the borough for which he was now

      returned. "Do you know how much that contest cost?" asks F. B. "The sum,

      sir, was awful! and we have ever so much of it to pay. I came up twice

      myself from Newcome to Campion and Sherrick about it. I betray no

      secrets--F. B., sir, would die a thousand deaths before he would tell the

      secrets of his benefactor!--But, Pendennis, you understand a thing or

      two. You know what o'clock it is, and so does yours truly, F. B., who

      drinks your health. I know the taste of Sherrick's wine well enough.

      F. B., sir, fears the Greeks and all the gifts they bring. Confound his

      Amontillado! I had rather drink this honest malt and hops all my life

      than ever see a drop of his abominable sherry. Golden? F. B. believes it

      is golden--and a precious deal dearer than gold too"--and herewith,

      ringing the bell, my friend asked for a second pint of the just-named and

      cheaper fluid.

      I have of late had to recount portions of my dear old friend's history

      which must needs be told, and over which the writer does not like to

      dwell. If Thomas Newcome's opulence was unpleasant to describe, and to

      contrast with the bright goodness and simplicity I remembered in former

      days, how much more painful is that part of his story to which we are now

      come perforce, and which the acute reader of novels has, no doubt, long

      foreseen? Yes, sir or madam, you are quite right in the opinion which you

      have held all along regarding that Bundelcund Banking Company, in which

      our Colonel has invested every rupee he possesses, Solvuntur rupees, etc.

      I disdain, for the most part, the tricks and surprises of the novelist's

      art. Knowing, from the very beginning of our story, what was the issue of

      this Bundelcund Banking concern, I have scarce had patience to keep my

      counsel about it; and whenever I have had occasion to mention the

      Company, have scarcely been able to refrain from breaking out into fierce

      diatribes against that complicated, enormous, outrageous swindle. It was

      one of many similar cheats which have been successfully practised upon

      the simple folks, civilian and military, who toil and struggle--who fight

      with sun and enemy--who pass years of long exile and gallant endurance in

      the service of our empire in India. Agency houses after agency houses

      have been established, and have flourished in splendour and magnificence,

      and have paid fabulous dividends--and have enormously enriched two or

      three wary speculators--and then have burst in bankruptcy, involving

      widows, orphans, and countless simple people who trusted their all to the

      keeping of these unworthy treasurers.

      The failure of the Bundelcund Bank which we now have to record, was one

      only of many similar schemes ending in ruin. About the time when Thomas

      Newcome was chaired as Member of Parliament for the borough of which he

      bore the name, the great Indian merchant who was at the head of the

      Bundelcund Banking Company's affairs at Calcutta, suddenly died of

      cholera at his palace at Barackpore. He had been giving of late a series

      of the most splendid banquets with which Indian prince ever entertained a

      Calcutta society. The greatest and proudest personages of that

      aristocratic city had attended his feasts. The fairest Calcutta beauties

      had danced in his halls. Did not poor F. B. transfer from the columns of

      the Bengal Hurkaru to the Pall Mall Gazette the most astounding

      descriptions of those Asiatic Nights Entertainments, of which the very

      grandest was to come off on the night when cholera seized Rummun Loll in

      its grip? There was to have been a masquerade outvying all European

      masquerades in splendour. The two rival queens of the Calcutta society

      were to have appeared each with her court around her. Young civilians at

      the College, and young ensigns fresh landed, had gone into awful expenses

      and borrowed money at interest from the B. B. C. and other banking

      companies, in order to appear with befitting splendour as knights and

      noblemen of Henrietta Maria's Court (Henrietta Maria, wife of Hastings

      Hicks, Esq., Sudder Dewanee Adawlut), or as princes and warriors

      surrounding the palanquin of Lalla Rookh (the lovely wife of Hon.

      Cornwallis Bobus, Member of Council): all these splendours were there. As

      carriage after carriage drove up from Calcutta, they were met at Rummun

      Loll's gate by ghastly weeping servants, who announced their master's

      demise.

      On the next day the Bank at Calcutta was closed, and the day after, when

      heavy bills were presented which must be paid, although by this time

      Rummun Loll was not only dead but buried, and his widows howling over his

      grave, it was announced throughout Calcutta that but 800 rupees were left

      in the treasury of the B. B. C. to meet engagements to the amount of four

      lakhs then immediately due, and sixty days afterwards the shutters were

      closed at No. 175 Lothbury, the London offices of the B. B. C. of India,

      and 35,000 pounds worth of their bills refused by their agents, Messrs.

      Baines, Jolly and Co., of Fog Court.

      When the accounts of that ghastly bankruptcy arrived from Calcutta, it

      was found, of course, that the merchant-prince Rummun
    Loll owed the

      B. B. C. twenty-five lakhs of rupees, the value of which was scarcely

      even represented by his respectable signature. It was found that one of

      the auditors of the bank, the generally esteemed Charley Conder (a

      capital fellow, famous for his good dinners, and for playing low-comedy

      characters at the Chowringhee Theatre), was indebted to the bank in

      90,000 pounds; and also it was discovered that the revered Baptist

      Bellman, Chief Registrar of the Calcutta Tape and Sealing-Wax Office (a

      most valuable and powerful amateur preacher who had converted two

      natives, and whose serious soirees were thronged at Calcutta), had helped

      himself to 73,000 pounds more, for which he settled in the Bankruptcy

      Court before he resumed his duties in his own. In justice to Mr. Bellman,

      it must be said that he could have had no idea of the catastrophe

      impending over the B. B. C. For, only three weeks before that great bank

      closed its doors, Mr. Bellman, as guardian of the children of his widowed

      sister Mrs. Green, had sold the whole of the late Colonel's property out

      of Company's paper and invested it in the bank, which gave a high

      interest, and with bills of which, drawn upon their London

      correspondents, he had accommodated Mrs. Colonel Green when she took her

      departure for Europe with her numerous little family on board the

      Burrumpooter.

      And now you have the explanation of the title of this chapter, and know

      wherefore Thomas Newcome never sat in Parliament. Where are our dear old

      friends now? Where are Rosey's chariots and horses? Where her jewels and

      gewgaws? Bills are up in the fine new house. Swarms of Hebrew gentlemen

      with their hats on are walking about the drawing-rooms, peering into the

      bedrooms, weighing and poising the poor old silver cocoa-nut tree, eyeing

      the plate and crystal, thumbing the damask of the curtains, and

      inspecting ottomans, mirrors, and a hundred articles of splendid

      trumpery. There is Rosey's boudoir which her father-in-law loved to

      ornament--there is Clive's studio with a hundred sketches--there is the

      Colonel's bare room at the top of the house, with his little iron

      bedstead and ship's drawers, and a camel trunk or two which have

      accompanied him on many an Indian march, and his old regulation sword,

      and that one which the native officers of his regiment gave him when he

      bade them farewell. I can fancy the brokers' faces as they look over this

      camp wardrobe, and that the uniforms will not fetch much in Holywell

      Street. There is the old one still, and that new one which he ordered and

      wore when poor little Rosey was presented at court. I had not the heart

      to examine their plunder, and go amongst those wreckers. F. B. used to

      attend the sale regularly, and report its proceedings to us with eyes

      full of tears. "A fellow laughed at me," says F. B., "because when I came

      into the dear old drawing-room I took my hat off. I told him that if he

      dared say another word I would knock him down." I think F. B. may be

      pardoned in this instance for emulating the office of auctioneer. Where

      are you, pretty Rosey and poor little helpless baby? Where are you, dear

      Clive--gallant young friend of my youth? Ah! it is a sad story--a

      melancholy page to pen! Let us pass it over quickly--I love not to think

      of my friend in pain.

      CHAPTER LXXI

      In which Mrs. Clive Newcome's Carriage is ordered

      All the friends of the Newcome family, of course, knew the disaster which

      had befallen the good Colonel, and I was aware, for my own part, that not

      only his own, but almost the whole of Rosa Newcome's property was

      involved in the common ruin. Some proposals of temporary relief were made

      to our friends from more quarters than one, but were thankfully rejected

      --and we were led to hope that the Colonel, having still his pension

      secured to him, which the law could not touch, might live comfortably

     


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